FAQ
Frequently Asked Questions
Get clear answers to the most common questions about our loan services, application process, and approval requirements.
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How much can I borrow?Loan amounts typically range from R10,000 to R1,000,000 depending on your income, credit profile, and loan type.
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Can I apply if I have bad credit or am blacklisted?Yes, we consider applications from clients with poor credit histories. However, approval may depend on affordability and risk factors.
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What documents do I need to apply?You’ll need a valid South African ID, proof of income (e.g. payslip), bank statements, and proof of address.
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How long does it take to get approved?Many loans are approved within 24–48 hours. Emergency loans may be processed faster.
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Will applying affect my credit score?A soft check won’t affect your score, but submitting a full application may trigger a credit inquiry.
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What types of loans do you offer?We offer all kind of loans ranging from personal loans, business loans, emergency loans, debt consolidation, vehicle finance, etc.
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How are interest rates determined?Rates depend on your credit score, income, loan amount, and repayment term. We aim to offer competitive rates.
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Can I repay early without penalties?Yes, early repayment is allowed and may reduce your total interest. Check your agreement for specific terms.
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Is my personal information secure?Absolutely. We use bank-level encryption and never share your data without consent.
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Whether you’re applying for a loan, need help with your documents, or have questions about repayments, we’re here to help with fast, friendly support.